Blog Image

5 Tips for Shopping Auto Insurance

Motorist Mondays

Whether you’re shopping for car insurance in Louisiana or auto insurance in Nevada, there are 5 essential tips to get the best deal available. Whether for a teenager, a seasoned driver, or you’re simply shopping online for the best prices, there are a few factors to consider as you compare auto insurance.

 

1             Your Driving Record

Before you begin to shop for auto insurance rates, you should consider your driving record. It may be difficult to get a low premium if you’re in one fender-bender after another. Some drivers go as far as to monitor their own driving habits, including how often they slam on the brakes and how much time they sit idle. Reviewing your driving records allows you to see where improvements can be made, which can ultimately affect your insurance rates.

 

2             Do Your Research

To start, be sure to know all the details about your automobile, including its year, model, and VIN number. Figure out specifics about your car such as a car alarm you may have installed or any additional security. Who will be behind the wheel? Be sure to obtain a copy each person’s driving records? Another tip for lowering your insurance may be taking a defensive driving course on the internet.

 

3             Speak with a Knowledgeable Insurance Agent

Now it’s time to speak with an experienced auto insurance agent. Spend time discussing your options and clearly communicate all your wants and needs. Are you comfortable with the representative? He or she will be handling your policy and any claims that may arise.

 

4             Consider Different Coverage Options

Working with a professional insurance agent, you will have the ability to customize your insurance package. Your plan will be created around your specific needs for coverage, deductibles, and available offers. A qualified agent will show you a variety of options and help you select your ideal premium. Then you can sit down and do an apples-to-apples comparison of your best coverage options.

 

5             Take Advantage of Discounts

An experienced agent knows how effective looking for rebates can be. A savvy agent will be familiar with deductions from students’ good grades and driver-training courses, as well as installing safety and anti-theft equipment. Other options for saving include going paperless and combining your auto and homeowners’ insurance.

 

Remember, a quality insurance agent will find you the best rates on the market. For the last decade, Insurance Line One has been offering the affordable auto insurance plans. To learn more, simply pick up the phone and call 800-606-1671.


Publications

  • Image Description

    Is Your Businesses Required to Have Liability Insurance? Important Considerations

    If you’re wondering if your business needs liability insurance, consider this: A single lawsuit can put you out of business. If you are sued, the cost of your legal defense may be more than your businesses can handle, even if you are innocent.

    View
  • Image Description

    How Critical Illness Insurance Works: Financial Relief When You Need It Most

    Do you ever worry about how a cancer diagnosis or other serious illness would disrupt your life? Critical illness insurance could ease some of the burdens associated with serious illnesses. Here’s what you should know about critical illness insurance.

    View
  • Image Description

    California Tax Penalty for No Health Insurance: You’re Not Off the Hook

    Live in California? Don’t have health insurance? Then you could be paying a tax penalty for no health insurance starting in 2020. The Affordable Care Act (ACA) established a tax penalty for individuals who did not maintain adequate health insurance coverage. This federal penalty has been repealed. People who opposed the penalty – and especially people who had to pay it – may be breathing a sigh of relief, but Californians are not off the hook. The state has established its own version of the tax penalty.

    View
  • Image Description

    Minimum Coverage for Auto Insurance in Georgia: 3 Things to Know

    A lot can go wrong on the road. All it takes is one moment of inattention, one miscalculation, one road hazard or one mechanical malfunction. Even a good driver can get into a crash. That’s why every driver needs auto insurance. If you live in Georgia, these are the car insurance requirements.

    View

About Us

Servicing of consumers who were being denied by the major Insurance carriers due to preexisting medical conditions.

Our Contacts

2155 SR 7
Margate, FL 33063

(+1800) 606 1671
(+1800) 262 0925